Insights
Retirement
The largest topic we write about, because it is the one that changes the most when you reach it. Everything below is about the shift from accumulating to spending — the reversal most people are least prepared for.
Retirement planning covers how much you can sustainably spend, which accounts to draw from and in what order, when to claim Social Security, and how to structure the early years so a poor market does no lasting damage. Monument Group models these together rather than one at a time.
How we help
Retirement Income Planning
Using sophisticated tools, we help you determine sustainable withdrawal strategies designed to support decades of spending, and to hold up through market volatility.
Learn moreFinancial Planning
Life planning that coordinates retirement income strategies, estate planning, tax planning, risk management, and charitable giving into one cohesive blueprint.
Learn moreTax Strategy & Preparation
Proactive tax planning and in-house preparation to optimize after-tax returns and minimize lifetime tax liabilities.
Learn moreReading on retirement
All articles
How Much Can You Spend in Retirement? A Better Question Than "Do I Have Enough?"
May 31, 2026
The Power of Purpose in Retirement
August 6, 2025
Which Five Tax Strategies Play a Pivotal Role in Retirement Planning?
February 21, 2025
Are You Prepared for Retirement? It’s More Than Just the Numbers
February 6, 2025
5 Major Retirement Regrets (That Are NOT Inevitable & How to Avoid Them)
January 9, 2025
Managers Vs. Makers in Retirement
June 8, 2024
Longevity in Retirement & What You Should Know
June 4, 2024
Mastering Stormy Waters: Smart Strategies for Healthcare Costs in Retirement
June 1, 2024
Lifelong Learning for a Successful Retirement
May 22, 2024
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